REGULATION IS KEY DRIVER FOR INVESTORS TO INVEST IN GHANA WITHOUT BANKING REULATION ENFORCEMENT GHANA ECONOMY WILL GO DOWN THE DRAIN. GHANA SHOULD FORCUS ON WEST AFRICA FREE TRADE INCLUDING INTRA-AFRICA FREE TRADE. FORGET ABOUT EUROPEAN FREE TRADE WE DON'T HAVE WHAT IT TAKES TO COMPETE WITH INDUSTRIALIZED SUBSIDIES MECHANIZED AGRICULTURE EURPOEAN POWER. SINCE COLONIAL DAYS NOTHING HAVE BEEN DONE SO WHY NOW. THEY MADE GHANA AND THE REST OF AFRICA TO REMAIN RAW MATERIAL EXPORT COUNTRIES SINCE COLONIAL DAYS TO HELP THEMSELVES TO INDUSTRIALIZED EUROPE SO WHY SUDDEN TURN NOW TO AFRICA. ---DECRYPTED---